Today's socio-economic conditions make most people start to pay more attention to financial planning for retirement. Some people keep their money in the form of long-term savings. Some people buy funds, stocks, real estate, etc. In order to guarantee that money will be comfortable to spend in the future, when it comes to financial stability Mental stability is no less important. Suppose that during retirement, there is a lot of money left over but the mind is not happy. Problems with grandchildren Having anxiety all the time like this wouldn't be good. Therefore, planning for mental stability before retirement is important because if you wait until your old age, it may be too late.